While debt claims can be made in any of the three Irish court jurisdictions, including the High Court, most are heard in the District Court or Circuit Court.
The person who is owed money is called a creditor. If the creditor makes a debt claim, they are referred to as a claimant or plaintiff.
The person who owes money is called a debtor. If a debt claim is made against the debtor, they are referred to as a respondent or defendant.
The claimant/plaintiff and respondent/defendant are known as parties to the case.
Making a debt claim involves a number of steps. Each court jurisdiction has its own rules, documents, and procedures.
Court Jurisdiction
The court jurisdiction the claim will be made in usually depends on how much money is being claimed:
- Up to €15,000 – Make a debt claim in the District Court
- €15,001 to €75,000 – Make a debt claim in the Circuit Court
- Over €75,000 – Make a debt claim in the High Court
All information provided is for guidance only. Before making a decision on how to proceed, you may wish to check relevant legislation and court rules to ensure your understanding of the process is correct. You can find links below to information about legal advice and mediation, and other support services that may help you with your debt matters.
